Our goal at Juno from day one has been to ensure that our members have the most seamless financial experience in the United States.
As a digital banking platform, we keep our costs extremely low. Hence, we don't charge our customers unnecessary hidden fees
No Minimum Balance
No Foreign Transaction Fees
As we continue to grow and expand, we want to focus on ensuring the sustainability of building and providing our services to our members. While we have been covering costs associated with some transactions to date, we will be introducing modest transaction fees on the platform.
Funding via Debit Card Fees:
Type | Fees (%) |
Funding via Debit Card (until July 16th, 2023) | Funding above $100 is free else a 2% fee for each transfer |
Funding via Debit Card (starting from July 17th, 2023) | The first three transactions are free. Subsequent transactions will incur a 2% fee. |
Funding via card facility is only given to certain users, and a transaction might get rejected based on risk scoring from our third-party vendors.
Other Transaction Fees:
Type | Fees ($) |
Incoming Wire* | $0 |
Outgoing Domestic Wire Fee** | $15 |
Incoming Cash App*** | $0.99 |
Outgoing Cash App*** | $0.99 |
Outgoing Same-day ACH* | $0 |
*Effective from October 27, 2023
**Effective from August 13th, 2023.
***For Outgoing ACH and Outgoing Wire, please refer to the cutoff times.
We only support Domestic Wire. International Wire is not supported.
Return fees associated with transactions:
Type | Fees ($) |
Remote check deposit return | $5 |
ACH return from your linked bank account | $5 |
Other Fees:
Type | Fees ($) |
Account closure fee due to violation of the Terms of Use | $5 |
Metal Card Replacement Fee | $60 |
Crypto Fees
Buying and Selling Crypto
Juno charges no trading fees. However, Juno may earn a portion of the spread on buy and sell orders. The price of cryptocurrencies changes frequently based on market conditions. The price quoted includes a spread that allows us to temporarily lock in your price while your order is processed.
Deposit Crypto
All crypto deposits are free. Juno doesn't charge any fees to deposit crypto.
Withdraw Crypto to External Wallets
Starting November 27, 2023, you will be charged a nominal fee for transferring certain cryptocurrencies to an external wallet in addition to the network fees. These fees will vary by asset and will be shown to you each time you are trying to withdraw cryptocurrency.
Cryptocurrency | Withdrawal Fee |
USDT | 0.5 USDT per withdrawal |
BTC | 0.000068 BTC per withdrawal |
ETH | 0.0012 ETH per withdrawal |
LTC | 0.0079 LTC per withdrawal |
XRP | 0.96 XRP per withdrawal |
Please note that network fees are applicable as they involve transactions on cryptocurrency networks. A network fee will be levied based on an estimated calculation of the prevailing network fees. The actual network fee paid may differ from the estimated fee due to changes in network congestion levels.
Account Inactivity
Starting November 27, 2023, we’re introducing a semi-annual (once in 6 months) inactivity fee of $1.
Your account will be considered inactive if it meets all of the below conditions:
Your cash balance is less than $2
You have not made any transactions on Juno for the previous 6 months. Bonus and cashback disbursal transactions from Juno to your account will not be considered.
You have traded less than $1,000 worth of any crypto on Juno in the past 12 months
You have not been charged an inactivity fee for the previous 6 months
If your account satisfies the above criteria, you will be charged an inactivity fee of $1 every 6 months.
The maximum inactivity fees you can be charged in a year is $2.
The inactivity fee will be deducted on the last day of the month in which your account is considered inactive.