Please be assured that your Juno account does not have any overdraft fees. If the available balance in your account is not sufficient to cover any payment or withdrawal you have authorized, we will cancel the payment or withdrawal on your behalf.

However, please note that any ACH returns may set your Account balance to negative. If your Account has a negative balance for sixty (60) calendar days or more it will be closed. If you fail to pay the amount of any overdraft, we reserve the right to refer your overdrawn account to an attorney for collection, and you agree to pay all reasonable expenses, including, but not limited to, reasonable attorney’s fees and court costs incurred by us as a result of your account being overdrawn.